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(Repayment date: )

Borrowing £0.00 + Interest & fees £0.00 = Total to repay £0.00

1737% APR

What is APR?

Representative Loan Example

Borrow £180 for 28 days
Total amount payable - £225
Interest rate p.a. 1737% (variable)
Interest payable - £45

Corporative Information

Leadsor Limited

Reg. number: 07357963
Address: 180 Tottenham court road,
W1T 7PD, London, UK
Phone: +44 2032 395 770

Consumer Credit License: 0645111
Data Protection reg. number: Z2686967
  • Payday loans
    in 3 easy

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What is a payday loan?
What is a payday loan?

Payday loans, also called cash advance loans, are short-term loans that allow people to access cash before their next paycheck. Payday loans are especially useful in the case of emergencies such as medical expenses, car repairs, or important one-time payments.

How do I apply for a payday loan?

Just complete our online application form and wait for a decision. It’s that easy!

What are the criteria for a payday loan?

In order to qualify for a payday loan with us you must:

  • Be at least 18 years of age
  • Reside and be regularly employed in UK
  • Have a bank account which receives direct deposit and have a valid debit card
  • Have a minimum monthly income of £500
What is the maximum amount I can borrow?

The maximum amount you can borrow is £750, however it depends on the customers circumstances. Also it is based on eligibility requirements of lenders.

Does the process take long?

Customers typically receive a decision within a few minutes of applying. Since the funds are wired directly into your bank account, you can usually have access to your money the same business day (some banks may take up to 3 working days to clear the funds).

How do I know that my loan has been approved?

You will receive a decision at the end of the application form.

How do I receive my payday loan?

Your money will be wired directly to your bank account.

What is APR?

APR stands for annual percentage rate. So APR is describing how much your loan would cost if the loan was borrowed for an entire year - 365 days.

Here's how to calculate the actual cost of a short-term loan. For every £100 you borrow, your loan's finance charge will be £20-35. So you can see that even though the APR is listed as a high percentage, the actual cost of payday loans isn't so high.

What interest will I pay?

Our service is designed to enable you to find the lenders that can provide you with best interest rates. Most lenders charge between £20-35 per £100 borrowed, however charges do vary lender to lender. You can use our calculator to see the annual percentage rate (APR).

How is the payday loan amount determined?

Our lenders qualify you for a payday loan amount based on your personal needs, your current income and other questions that you answer on our application form.

Is there an application fee for filling out your form?

We never charge our applicants for applying for a payday loan.

I don't live in United Kingdom, can I still apply?

We only accept applicants from the United Kingdom.

Do you provide loans to self-employed people?

No. We do not provide loans to self-employed people.

Can I have a payday loan if my credit history is less than perfect?

You will still be considered for a payday loan even if you have a less than perfect credit history (depends on your recent circumstances and current affordability).

It is worth noting that if you pay back in time this could actually improve your credit history.

Will borrowing via Creditsor affect my credit score?

Applying for a loan will likely leave a footprint on your file. If you take out a loan from a lender and repay it on time, they will inform the credit bureau of your timely repayments, which could positively affect your credit score. However if you do not repay on time, this could have a negative impact on your credit score.

When will my payday loan be due?

Your due date will generally be your next pay date.

How many loans can I borrow at one time?

You can only be funded one loan at a time.

Do you allow extensions?

Yes. In some cases lenders may offer extensions, please speak with your lender before your current due date for your options and your payment could be extended to the following pay period.

How do I pay back?

The procedure of paying back your payday loan is really simple. Actually it is not even a procedure, since your repayment amount will be due on your next pay date and will be taken automatically using the debit card details supplied in your application.

Can I pay back earlier?

Please contact your lender if you would like to make an early repayment.

What if I can't repay the loan on the due date?

You may incur additional charges if you fail to repay your loan on time. If you feel you may struggle with repayment please contact your lender as soon as possible to discuss your options.